Colorado & Nationwide · NMLS #1769156

We Say ,
When Others Say No

HOMESÍ · Backed by Supreme Lending
Bilingual mortgage loan officer serving first-time buyers, Latino families, self-employed borrowers, and real estate investors — in English and español.

Bilingual — English & Español
Fast Pre-Approval
Supreme Lending Backed
903+
Loan Options & Programs
Se Habla Español
Broker
& Retail Access
99%
On-Time Close Rate
Loan Programs
A Loan for Every Situation

From first-time buyers to seasoned investors — retail or broker — access to 903+ loan options and programs to fit every situation.

FHA Loans
3.5% down
VA Loans
0% down
Conventional
From 3% down
Jumbo Loans
Luxury homes
ITIN Loans
3.5% down
DSCR Loans
Investors
Bank Statement
Self-employed
Non-QM Loans
Flexible qualify
Down Payment Assist
CO programs
Construction Loans
One-time close
USDA Loans
Rural / 0% down
Refinance
Lower your rate
HELOC
Tap your equity
Reverse Mortgage
62+ homeowners
Broker Loans
Wholesale rates
Condo Loans
Complex approval
Manufactured Homes
FHA, VA, Conv.
Investor Programs
Fix & flip / rental
Jonathan Valenzuela - Colorado Mortgage Loan Officer
Jonathan Valenzuela

Jonathan Valenzuela

Loan Officer · NMLS #1769156 · HOMESÍ · Supreme Lending

Jonathan Valenzuela built his career on one simple belief: everyone deserves a Sí. As a bilingual Mortgage Loan Officer and proud member of HOMESÍ — Supreme Lending's dedicated Latino division — he combines cultural connection with deep lending expertise to fight for every borrower.

With access to 903+ loan options and programs, Jonathan serves first-time homebuyers, Latino families, self-employed borrowers, and real estate investors across Colorado and nationwide — with both retail and broker access to deliver wholesale rates and unmatched flexibility. Your Home. Your Future. Let's Make It Happen.

Bilingual HOMESÍ Division Supreme Lending Colorado Licensed Nationwide

Why Work With Jonathan?

  • Bilingual ServiceFull support in English and Spanish for every step of the process.
  • Latino Family SpecialistITIN loans, cultural understanding, and community-first approach.
  • Dedicated LOA SupportA true Loan Officer Assistant handles your file so nothing falls through the cracks — faster updates, fewer delays.
  • Bilingual Processing TeamOur in-house processors speak English and Spanish — every borrower gets clear communication from application to closing.
  • Investor-Grade ExpertiseDSCR, Non-QM, Bank Statement — loans banks turn away.
  • Fast ClosingsBacked by Supreme Lending's 99% on-time close rate nationwide.
  • Integrity FirstCommitted to transparency, personalized guidance, and long-term financial stability.
  • Broker & Retail AccessAccess wholesale lender rates other loan officers can't offer — more options, better pricing.
  • HELOC & Reverse MortgagesTap your equity with a HELOC or unlock cash flow in retirement with a reverse mortgage.
How It Works
Simple. Fast. Done Right.
01
Apply Online
Complete your application in minutes from any device. No paperwork required to get started.
02
Get Pre-Approved
Jonathan reviews your situation and matches you to the best loan program for your goals.
03
Choose Your Loan
Review your options with clear, plain-language guidance. No surprises, no pressure.
04
Close & Move In
Fast, on-time closings backed by Supreme Lending's industry-leading operations team.
Mortgage Calculator
Estimate Your Payment

Payment Estimator

Estimated Monthly Payment
$2,213
Principal & interest only · Taxes & insurance not included

ITIN Loans — Only 3.5% Down

No Social Security number required. Jonathan specializes in helping ITIN borrowers qualify for homeownership with as little as 3.5% down.

Down Payment Assistance

Colorado CHFA programs offer up to $25,000 toward your down payment and closing costs. Ask Jonathan if you qualify.

HELOC — Tap Your Home Equity

A Home Equity Line of Credit lets you borrow against your home's value for renovations, debt payoff, or investments — often at lower rates than personal loans.

Reverse Mortgage — 62+ Homeowners

Convert your home equity into tax-free cash with no monthly mortgage payments required. Keep your home, access your wealth.

Broker Access = Better Rates

Jonathan has both retail and wholesale broker access — meaning he can shop dozens of lenders to find you the most competitive rate available.

Get a Real Quote
Client Reviews
What Colorado Families Are Saying
★★★★★

"Jonathan made the entire process so simple. As a first-time buyer, I was nervous but he walked me through every step in Spanish. We closed on time and I couldn't be happier."

Maria G.
Denver, CO · FHA Loan
★★★★★

"I'm self-employed and was told 'no' by three banks. Jonathan got me approved with a bank statement loan in two weeks. Incredible service and communication throughout."

Carlos R.
Aurora, CO · Bank Statement Loan
★★★★★

"Used Jonathan for a DSCR loan on my second investment property. No income docs needed, fast approval, great rate. Already planning to use him for property number three."

David T.
Colorado Springs, CO · DSCR Loan

Ready to Own Your Home?

Get a free consultation today. Jonathan will match you to the right loan program and guide you every step of the way. Se habla español.

Powered by Supreme Lending
HOME
Supreme Lending's dedicated division for the Latino community.
Apply to Join Call Jonathan
Join the Team
Build Your Career with HOMESÍ

Jonathan is building a bilingual, community-first mortgage team inside HOMESÍ — Supreme Lending's dedicated Latino division. Everything is done in-house: processing, underwriting, compliance, and closing. You focus on clients. We handle the rest.

100% in-house — processing, underwriting & closing
Dedicated LOA support on every file
Bilingual processing team — English & Spanish
Industry-leading commission structure
Bilingual team serving English & Spanish clients
Access to 903+ loan programs
Colorado-based, nationwide reach
Apply to Join HOMESÍ
I'm interested in
Licensed LO
Bilingual Agent
Realtor Partner
New to Mortgage
Other

Jonathan will respond within 24 hours.

Jonathan
Esperanza
Mortgage Assistant · Always Available